Malaysia approves Non-Occupational Accident Scheme, expanding coverage to gig workers
- Josephine Tan
- Topics: Compensation and Benefits, Compliance, Home Page - News, Malaysia, News

The Malaysian Cabinet has given its in-principle approval for the Human Resources Ministry’s proposed Non-Occupational Accident Scheme (SKBBK). This move, with a focus on inclusivity, will extend coverage to gig and self-employed workers, addressing the evolving nature of work in the modern economy.
Deputy Human Resources Minister Datuk Seri Abdul Rahman Mohamad announced the scheme, highlighting its role as a crucial social protection mechanism. SKBBK aims to mitigate risks faced by workers both during and outside of traditional working hours, particularly those engaged in remote work, flexible schedules, and the burgeoning gig economy.
Administered by the Social Security Organisation (Socso), the scheme promises 24/7 protection for eligible workers throughout their employment. Critically, it covers accidents that occur outside the course of employment and are not directly related to work. This includes accidents within Malaysia outside of working hours, such as non-work-related commuting incidents.
The announcement comes amidst rising concerns about worker safety. Last year saw a reported 85,529 workplace accidents, underscoring the need for comprehensive protection measures.
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The ministry has engaged with key stakeholders throughout the development of the SKBBK, including representatives from small and medium-sized enterprises (SMEs), the Malaysian Employers Federation, the Federation of Malaysian Manufacturers, and the Malaysian Trade Union Congress (MTUC). Discussions across regions, including the Klang Valley, Sabah, and Sarawak, are aimed at refining the framework of the scheme before it is formally introduced in parliament later this year.
The call for expanded protection was echoed by MTUC’s President Mohd Effendy Abdul Ghani last April. He urged the government to expedite the implementation of SKBBK to safeguard workers’ rights, advocating for the scheme to cover compensation for medical treatment, income replacement, and financial support, reported New Straits Times.